Privacy Policy | PAYFARE

This Privacy Policy describes the information collection, use and disclosure practices of Payfare Inc. and its affiliates (“Payfare”, “we”, “us”, or “our”). This Privacy Policy applies to current and former individuals and their relationships with us relating to the products and services that you may request or receive from us, including through our website (“Our Services”). For purposes of this Privacy Policy, an affiliate is a company that is related by common control or ownership (e.g. companies in the same corporate family), including non-financial companies, and information includes personal information obtained in connection with Our Services.

Information We Collect And Sources Of Information:

We may collect personal information about you. Personal information is information about an identifiable individual and includes information such as your social security number, date of birth, residential address, phone number, government issued identification, transaction history, device type, internet protocol address or geo-location. We collect your personal information required to provide Our Services to you, which includes the following purposes: responding to your queries, identification, account creation and management, security measures, fraud prevention and investigation, account servicing and marketing purposes. We obtain information about you directly from you (e.g., if you submit information to us through our website, e-mail or mobile applications), through your use of Our Services, and from third parties (such as your payers, credit bureaus and demographic firms). Occasionally, we may also collect information about you online using “cookies” (small pieces of data stored by your Internet browser on your computer) or other tracking technology that may be used to remember passwords for you, to track your website or mobile application usage with us and to provide you with customized content among other things. You may choose to decline cookies if your browser permits but doing so may affect your use of the website and your ability to access certain features of the website or engage in transactions through the website.

Information Sharing:

Your information will be used and disclosed for the purposes of complying with the law and to provide you with Our Services or to enhance Our Services.

We may disclose your personal information:

When we are required or authorized by law to do so (e.g. in response to a summon or a subpoena);
To investigate or prevent potential fraud, loss or harm;
When you have consented to the disclosure;
To establish or collect amounts owed to us;
To third-party service providers engaged to support Our Services.

Your personal information may be shared with service providers (e.g. payment processors, issuing banks, customer support providers, payers and identification verification providers) in order to provide Our Services to you. Our service providers are not authorized by us to use or disclose your information except as necessary to perform services on our behalf or comply with legal requirements. If you do not wish us to provide your personal information to such service providers, we may be unable to provide you with Our Services or adequately respond to your query.

We may also, from time to time collect and share summarized, combined, generic, aggregated, and/or anonymized information derived from personal information with our service providers and trusted partners for any of the purposes outlined in this Privacy Policy. In doing so, we will take steps such that the summarized, combined, generic, aggregated, and/or anonymized information cannot be identifiable to you or to any person.

We use international service providers to process and/or store personal information for us. Please note that personal information in the custody of these service providers may be subject to access by the law enforcement authorities of those jurisdictions in which the service providers are located.

Our Security Procedures:

We maintain commercially reasonable physical, technical and procedural safeguards to guard Information about you. We limit the access of personal information to those employees, service providers, and agents who assist us in providing Our Services. We also require third parties to whom we disclose personal information to adhere to this Privacy Policy and to establish information security procedures.

You also play an important role in protecting your personal information. Your password and security codes are private and you should not share them with anyone. We will never ask you for your password PIN, or the security code that is sent to you by SMS text message or e-mail when you log into your account. Keep your passwords, PIN and other account details confidential and do not share them with others.

Due to the nature of internet communications and evolving technologies, we cannot ensure that information we collect, store or transfer online will remain free from loss, interception or alteration and Payfare and its service providers shall have no liability for any loss, interception or alteration of personal information.

Your Access to Information: